Working Capital / Merchant Cash Advance
An advance against the revenue you already generate. Remittance flexes with your sales, the paperwork stays thin — bank statements, not binders — and the wire moves in days, not weeks.
Price my advanceRevenue-based working capital · all 50 states
Working capital up to $1M, funded in 24–48 hours.
Slow capital kills deals. We don’t do slow. Corsair prices your file across a network of funding partners and puts a real offer on the table — often the same day you apply.
- Soft credit pull
- 3+ months in business
- $10K+ monthly revenue typical
The arsenal
Five ways to fund a business. One four-minute application.
Every file is priced across the partner network. You pick the weapon; we get the strongest terms it can carry.
Business Term Loans
One fixed amount, one fixed schedule. Built for expansions, buyouts, and anything with a price tag you already know.
Get term loan optionsBusiness Line of Credit
Standing capital you draw when you need it — and pay for only while you use it.
Open a credit lineEquipment Financing
The equipment is the collateral. Trucks, kitchens, CNC, imaging — keep cash in the business while the asset earns its keep.
Finance the equipmentBusiness Credit Cards
Stacked business credit lines, often with 0% intro periods. Slow-burn capital for spend you can meter.
Build my credit stackWhy Corsair
Why owners run their file through Corsair
- One file, many partners. Your application is priced across a network of funding partners — they compete, you compare.
- Soft pull only. Getting your numbers costs your credit score nothing.
- One advisor, start to wire. The person who reads your statements is the person who calls with the offer.
- No fee to apply. You pay nothing to find out exactly what your business qualifies for.
24
hours to an approval, at the fast end
48
hours from signature to funded, on working capital
50
states where we arrange financing
$5M
top of the arranged range — files start at $5K
The run
From application to wire in three legs
Apply in 4 minutes
One short form. No application fee, no hard pull. Have bank statements handy — they speed the read.
Offer on the table in hours
An advisor prices your file across the partner network and calls with real numbers: amount, payback, cost in dollars.
Funded in 24–48
Accept, sign, get wired. Working capital lands in one to two business days. You go back to work.
The waters we work
Industries we fund every week
If your revenue is real, there’s a program for it. These are the heaviest lanes.
Construction
Progress-billing gaps, Friday payroll, materials paid up front.
Trucking & Transportation
Fuel, repairs, factoring gaps — capital that keeps wheels turning.
Restaurants & Bars
Slow Mondays don’t move your rent date. Even out the swing.
Medical & Dental
Insurance receivables lag. Equipment and expansion don’t wait.
Retail
Inventory bought ahead of the season, before the season pays you.
Manufacturing
Raw materials and machine time, funded before the PO clears.
Professional Services
Bridge the stretch between invoiced and paid.
E-commerce
Ad spend and stock, scaled to the revenue they produce.
Straight answers
Questions owners ask before they apply
Does applying touch my credit score?
No. The application runs a soft pull only — it never hits your score. A full credit review happens only if you accept a specific offer that requires one, and your advisor flags that before anything is pulled.
How fast do I actually see money?
The application takes about four minutes. Offers typically land the same day — often within hours. Once you sign, working capital advances fund in 24–48 hours. Term loans and credit lines run a few days longer.
What do I need to qualify?
Three or more months in business and roughly $10K+ in monthly revenue covers most programs. Have three to four months of business bank statements ready — for a working capital advance, that is usually the whole file.
What is a revenue-based advance?
You receive a lump sum now and remit a set percentage of future sales until the agreed amount is repaid. Slow week, smaller remittance. It is priced as a factor rate rather than an interest rate, and your advisor shows you the total cost in dollars before you sign anything.
My credit is rough. Is this dead on arrival?
No. Revenue-based programs weight your sales, not your score. Steady deposits matter more than an old default. If one partner passes on the file, we route it to the next.
What does it cost to apply?
Nothing. No application fee, no obligation. You see the numbers — amount, payback, term, total cost in dollars — and you walk away if they don’t work for you.
Is Corsair Funding the lender?
No — Corsair Funding is a broker, not a lender. We arrange financing through a network of third-party funding partners and push for the strongest offer inside that network. Every offer is subject to the funding partner’s underwriting review.
Last call
The application takes 4 minutes. The offer can land today.
Every day unfunded is margin left on the water. Put your file in front of the network and see the numbers.